CAP (Christians Against Poverty) is an award winning national charity that offers free, face-to-face debt counselling to all in the local area of each CAP Debt Centre. CAP's debt service examines an individual's or couple's financial position and identifies the most appropriate way(s) to resolve overdue debt. Once accepting CAP's advice and working with us in a committed way, almost 90% of our clients pay all their bills and debts on time every month, with the same number saying that our help was life transforming or a great help. On-going support is offered until an individual becomes debt-free.